Privacy Policy

Last updated: August 12, 2025

At Vox Insurance, your privacy is our priority. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use our services. By accessing or using our services, you agree to the collection and use of information in accordance with this policy.

Interpretation and Definitions

Interpretation

Words with capitalized initial letters have specific meanings defined under the following
conditions. These definitions apply whether used in singular or plural.

Definitions

• Account – A unique account created for You to access our services.
• Affiliate – Any entity that controls, is controlled by, or is under common control with Vox Insurance.
• Company – Refers to Vox Insurance (“We”, “Us”, or “Our”).
• Cookies – Small data files stored on Your device that track website activity.
• Country – Refers to Colorado, United States.
• Device – Any internet-accessible device (computer, smartphone, tablet, etc.).
• Personal Data – Any information that can identify an individual.
• Service – Refers to the Vox Insurance website and services.
• Service Provider – A third party that processes data on our behalf.
• Usage Data – Data automatically collected from the Service (e.g., IP address, browser
  type, time spent on pages).
• Website – Refers to Vox Insurance, accessible at [Your Website URL].
• You – The individual or legal entity accessing the Service.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

We may collect personally identifiable information, including:

• Name and contact details (email, phone number)
• Address, city, state, ZIP code
• Billing details and payment information

Usage Data

We automatically collect information on how You interact with our Service, such as:

• IP address and browser type
• Pages visited and time spent on each page
• Device and diagnostic data

Cookies & Tracking Technologies

We use Cookies and similar tracking tools to enhance Your browsing experience. These help personalize content, improve security, and analyze Service performance.

How We Use Your Personal Data

We use collected data for the following purposes:

• Service Delivery – To provide, maintain, and improve our insurance services.
• Account Management – To enable access to account features and billing.
• Contract Performance – To fulfill obligations under agreements You enter with Us.
• Customer Support – To respond to inquiries and service requests.
• Marketing & Promotions – To send offers and updates (opt-out available).
• Legal Compliance – To comply with laws and prevent fraudulent activities.

Data Retention & Security

Retention – We store Your Personal Data only for as long as necessary to fulfill our Service
obligations or as required by law.

Security Measures – While we implement industry-standard protections, no online transmission
is 100% secure. We take all reasonable steps to protect Your data but cannot guarantee
absolute security.

Your Privacy Rights

• Access & Correction – You can request access to, update, or correct Your Personal Data.
  Data Deletion – You have the right to request deletion of Your information.
• Opt-Out of Marketing – You can unsubscribe from promotional emails anytime.
• Manage Cookies – Adjust browser settings to control tracking preferences.

To exercise these rights, please contact us using the details below.

Information Sharing & Disclosure

• With Service Providers – We may share data with trusted partners (e.g., billing platforms, IT services) to enhance Service functionality.
• Legal Requirements – We may disclose Your information if required by law enforcement, court orders, or government regulations.
• Business Transfers – In case of a merger, acquisition, or asset sale, Your Personal Data may be transferred.

Children’s Privacy

Our Service is not intended for individuals under 13 years old. We do not knowingly collect personal information from children. If You believe a child has provided us with Personal Data,
please contact us immediately.

Third-Party Links

Our Website may contain links to external sites not operated by Vox Insurance. We are not responsible for their privacy policies and recommend reviewing their terms before use.

Changes to This Privacy Policy
We may update this Privacy Policy periodically. Any changes will be communicated via email or
website notifications.

Last Updated: August 12, 2025